I cover all of California with a focus on the local area from the Central Valley and Mountain House to the entire Bay Area.  I am also licensed in multiple states so I can help with relocation or clients that live or invest outside of California.

Born in Burlingame, just south of San Francisco, I moved to Modesto in High School. After graduating high school, I joined the Navy, where I had a very rewarding 10 year career. I was able to complete college with a BS in Human Resource Management and an MBA from the University at Albany in NY. Having an engineering background combined with my college degrees in business has been a great combination that has served me well through my diverse professional career.

Prior to the mortgage industry I was in the US Navy for 10 years. During that time I served as an nuclear technician submarine, and an instructor at a nuclear training school in New York.

I also started an energy trading firm and ran that for 8 years while I was in NY and helped startup a mortgage brokerage there.  I moved back to California in 2007 and worked for a non-profit and then in the internet technology field in Silicon Valley for about 8 years.

I married his high school sweetheart, Jeannie in 1994. Together we found a home in Mountain House. We have lived in Mountain House with our six (6) children since 2015 and are so happy to have found this wonderful town to raise our family. I really enjoy serving the growing local community and beyond as a trusted resource for all of their home financing needs.